The holidays are right around the corner, you are probably feeling like you have more cheer than cash this season. Many families around the country are experiencing the pressure of the financial crunch when planning all the gifts they need to purchase for family, friends, and parties. How can you celebrate bigger and better, but with less cash this holiday season? Don’t worry there are many ways to save money other than going shopping at big shopping centers and spending too much money. Be we offer a few simple ways to save a little cash this season, so you can focus on spending quality time with your loved ones.
Prepare a Shopping List Ahead of Time
Walking blindly into stores, looking for sales, and picking out gifts on the fly is a sure fire way to spend more money than you should. Instead, prepare by making a list of the people you want to buy a gift for, and thinking about what you would like to give them this year. Establish a budget that you can afford and stick to it. This will help you not only save money but time.
Send Cards Instead of Gifts
So there may people you want to let know that you are thinking of them, but you don’t have the budget to purchase them a gift. That’s ok. A thoughtful Christmas card with a handwritten note shows people you are thinking of them and means more than just a commercial gift. Buy cards or postcards in bulk to save even more money.
Make and Give Homemade Gifts
One of the best ways to save money this holiday season is by making DIY gifts. Consider sending baked goods instead of store-bought presents because they offer a sentimental touch that you can’t find in any department store. Look for homemade gift ideas on DIY blogs or Pinterest. Plan ahead so you have plenty of time to create your gifts and then give them.
Make It a Potluck
Parties can be fun, but expensive as well. If you are hosting holiday meals, parties, or making dishes for other gatherings, don’t be shy about telling people to bring their favorite holiday dish. When everyone shares meals, they also share in the costs of the celebration. Focus on spending time with your loved ones instead of making everything perfect and you can make it the best Christmas ever.
Get a Little Extra Cash with Holiday Loans
Tio Rico’s locations based out of Arizona, New Mexico, and California are opened from 9 AM to 7 PM. If you need a little extra cash to get your shopping done stop in and get holiday loans or call us at 602-322-1010. In as little as 30 minutes, you can have the cash you need. All you need to get the process started is a vehicle registered in the applicant’s name, a car, truck or SUV title, and a picture ID. To find a location near you, visit our locations page.