Category: Personal Loans

Securing a Personal Loan if You’re a Student

College Student

There is no doubt that the costs of attending college have increased in the past decade. Where circumstances allow, personal loans for students with no income or credit history have become a popular choice to offset the cost of books, dining, off-campus housing, and even day-to-day living expenses.

Can I Use My Car as Collateral for a Personal Loan?

Money | easy money saving tips

Can you use a car as collateral for a personal loan? Though it is not necessary to pledge any security or collateral when applying for a personal loan, if you have any type of collateral, then you can use that when applying for your loan. However, most personal loans are unsecured loans that are given… Read more »

Tips for Getting a Personal Loan with Bad Credit

get a personal loan with bad credit

Applying to get a personal loan with bad credit may seem like a trying experience, but it is not impossible. Even with bad credit, personal loans are available. Ironically, by using a personal loan responsibly, you can work to improve your credit, get up to date on your payment history or consolidate loans and pay… Read more »

New Years Money Loans: Securing Cash Quick and Easily

money loans

Money loans have always been a quick and easy way to secure cash when needed. Perhaps no better time to consider this is in January. Into the New Year, the holidays have wound down, and the bills have started to hit the mailbox. For many, the Christmas season, with all the gift-giving, holiday parties, celebrations, travel,… Read more »

Learn How to Responsibly Use Personal Loans

Money in Wallet | ways to save money each month

Personal loans are one of the more popular kinds of loans for consumers in Phoenix, AZ (or anywhere for that matter). This type of loan is a form of credit used for a specific purpose. It is unsecured, meaning, there is no collateral when borrowing as in the case with a mortgage or car title…. Read more »

How Do Registration Loans Work?

what do i need to get a title loan

Where do you turn to when an unexpected, costly life emergency pops up? The average person is not going to have $3,000 just sitting around waiting for an emergency to happen. Life can be expensive. Most people will seek out an auto title loan to help bridge the gap. But what do you do when… Read more »

How to Get Quick Personal Loans

hacks to increase credit score fast

Picture this all too real-life scenario: You’re just involved in a car accident and are at fault. Everyone is okay, but the other vehicle involved has some heavy damage. Unfortunately for you, collision insurance is expensive and you are already in debt with student loans. The damage costs outweigh your savings account by a bit…. Read more »

Borrowing Money Can Be Quick and Easy

fast cash loans

When you need a quick infusion of cash, where do you turn to? Over the past few years, most financial institutions have aggressively tightened their collective purse strings due to economic conditions and lending regulations, making it nearly impossible to obtain a quick, cash loan. This is not helpful when you have a timely electrical… Read more »

Need a Quick Cash Title Loan? Apply Online to Save Your Time!

Happy couple

When you are in a pinch for cash, time is of the essence. Financial duress is a stressful situation that can wear on your emotions and physical health. The last thing you want or need is to jump through 100 different hoops in order to secure a short term loan. This is where Tio Rico… Read more »

How to Get Emergency Cash Loans in Arizona and California

Woman looking at phone

When an emergency occurs, not only can it cause physical and emotional upheaval, it also wreaks havoc on your financial situation. If you have to sink money into unexpected bills, it can leave you scrambling to pay for day to day necessities like groceries, let alone monthly bills. Not everyone has insurance to cover them… Read more »

Get Short Term Loans for Bad Credit in AZ

Man writing on paper

Ever have that life moment where bills are piling up and you just can’t seem to get ahead enough to pay the mortgage, rent, or utility bills. It seems everyone around you is driving around in that nice car or striking it rich, while your credit score continues to sink. Life can be hard when… Read more »

Using Short Term Loans for Off-Campus Housing

College Student

We all know that college or trade-school can be a financially strapping phase in life. The cost of school, housing, supplies and just living on your own can really add up. Students are always looking for ways to make and save money, to afford the costs of school. Tio Rico Te Ayuda is here to… Read more »

Emergency Loans in Mesa, Arizona

finance charts and graphs

Sometimes life can throw you a curveball, and you need to be able to handle the financial repercussions. Whether it be family, medical, or natural disaster, emergencies happen. How do you afford the costs associated with an emergency? Not everyone has insurance for financial coverage. Even if you do have insurance, certain carriers won’t cover… Read more »

5 Signs You Need a Personal Loan

Woman at Laptop

It doesn’t take much to throw you off your budget. Unexpected expenses can pop up out of the blue, but there’s no reason to get overwhelmed. A personal loan can get you through a difficult financial time and back on track.

Why Choose Us for Quick Cash Loans in AZ?

ATM

There are many places you can obtain quick cash loans in AZ, so why choose Tio Rico Te Ayuda? Here are seven reasons why, when you need cash fast, Tio Rico Te Ayuda is the Loan Center for you.

Have Bad Credit? Why Personal Loans are so Hard to Find

Bad Credit Graphic

It’s a pretty common scenario – we see it all the time – you have a job with a decent income but your credit has taken a couple of hits over the recent years and now you’re facing some unexpected expenses. You need a personal loan but you’re having a hard time getting one due to… Read more »

Fast Cash Loans: Why You Should Get a Personal Loan

budgeting

Searching online for “personal loans near me” often gets many results, but what if you need more than the few hundred dollars? Although many services will allow you to fill out an online application in a matter of minutes, at Tio Rico Te Ayuda, our system has more details that allow you to feel confident… Read more »

Why Borrow Cash? Find Out Here!

Stack of Cash

Money is borrowed every day, all over the world, for many different reasons. These reasons include medical bills, costs of schooling, gifts, vacations, putting a down payment on a home and many more. No matter what your reason to borrow is, Tio Rico has several different options for fast cash loans. My Tio Rico can… Read more »

10 Uses For a Personal Loan

personal loans graphic

There are so many ways you can use the Tio Rico personal loans Arizona program to help benefit your financial state and happiness. Among monetary benefits, personal loans can carry much lower rates than credit cards, not requiring any collateral and granting you allowance to borrow a certain amount which you can then pay back… Read more »