Blog

Already dreaming of spring break? Already wondering how you’re going to be able to afford it? When you are a customer of Tio Rico Te Ayuda, we work together to help you get the money you need. Once you fill out our quick and simple form, one of our friendly and experienced customer service representatives will work with you to determine the amount of your loan. You get to take your cash immediately! This means your dream spring break can be affordable! Below are some tips to help you plan the best spring break possible. (more…)

The biggest key to success in college is mastering and implementing the art of organization. Being able to balance your academic life, social life, and work life can be extremely stressful. But not to worry, Tio Rico Te Ayuda has 5 helpful tips to help keep you—and your budget—organized. (more…)

Tax season can be stressful and taking the time to prepare, organize information, and write checklists will not only remind you which documents you need but it will save you time. There are many articles and checklists available online but My Tio Rico has already done the research and is here to help with tips tax preparation Phoenix professionals need to breeze through everything with no problems at all. (more…)

As the Denver Broncos and the Carolina Panthers gear up to face each other for the second year in a row many fans are planning and preparing for the big Super Bowl party. No matter if you love the Broncos or the Panthers you’re bound to love the gathering of friends around tasty food to watch the big game. Heck, maybe you’re there for the commercials or to watch Coldplay in the halftime show. No matter what your reason is, hosting your Super Bowl party could be expensive but doesn’t mean you need to stress you out. Here are some party ideas that everyone will love and won’t make you go broke and feel deflated (haha). (more…)

If you are like the majority of people, you most likely decided to turn over a new leaf by making New Year’s resolutions. We are a few weeks into January and by now, some resolutions may have stuck and some may have not. Whether you resolved to eat healthier, exercise more, spend less money, or pay off debts, the point of this blog is to encourage you to stick with it! It’s okay if every day isn’t perfect, but it’s all about balance. Maybe it’s too chilly in the morning to go out jogging; so go to the gym instead. If you go out with friends to have a beer, fill up on a healthy salad first. (more…)

Winter is a romantic, magical season for a wedding! Perhaps the winter months may not seem ideal for a wedding but if you haven’t set the date yet for your big day, don’t rule out December, January, and February. Even if you always dreamed of having a sunny summer wedding, read our tips on How to Save on Your Perfect Winter Wedding below. These tips might just convince you that the winter season is actually the ideal time of year to say your vows.
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We understand feeding a family on a tight budget or being a struggling college student can make it hard to save money. You’re probably thinking that there is no way of organizing your food in your refrigerator can save you cash each week! Actually, how you arrange the items in your fridge can help you keep food longer minimizing unneeded trips to the grocery store. The best part is, these simple tips will only take you a few minutes to do and your family can help you maintain it! (more…)

As we get older, we all try our best to manage our spending better. Growing up comes with more responsibilities, and with more responsibilities comes more expenses. Because of this, it’s important to ensure that the money we are working hard for is going towards our goals and values. But setting a budget for yourself doesn’t always work out as planned. It’s important to create a budget that is realistic for your lifestyle and you are able to stick to. Here are some of the main reasons why budgets fail and some ways to avoid them so you can start getting your finances in order for the rest of the year, and future years to come. (more…)

Summer is almost over, but it’s not too late to still sneak in a vacation. You may be thinking that there is no way you can afford one more trip this summer without maxing out your credit cards. Before you pull out the plastic for your trip, you might want to explore some simple funding alternatives. With a little creativity could save you a lot of money in financing your last-minute getaway. (more…)

Congratulations!
Here at My Tio Rico, we’re always excited to welcome a new life into the world, so from our family to yours, congratulations to all the expecting parents. Summer and Fall are wonderful times to welcome a baby, especially in warmer climates like California, where a hot day is a perfect opportunity to turn up the air conditioning or open the windows and dedicate some time to creating an inviting new space for baby.

Big Changes on a Small Budget
A new baby means an even tighter budget, but creating a beautiful nursery doesn’t have to break the bank. Turning that spare room into a comforting space to bond with baby can be easy with a little creativity and effort. Repurposing things you already own, creating DIY works of art, and purchasing items from a second-hand store will transform part of your home into a cozy corner to spend time with your new little bundle of joy. (more…)

At one time or another, we all need a little extra cash in our pocket. If you need a steady stream of extra income, a part-time job may be your best option, but if you just need a little extra cash for a vacation, home renovation, or something else, here a few ways to get the money you need. (more…)

If you are a parent, you have most likely seen some of your imperfections come to light through the actions or words that come from kids. Kids and teens are constantly observing what you do and also see how you manage your money on a day-to-day basis. As much as you try to teach them the best way to manage their money and make smart decisions they are bound to pick up on the habits you practice, whether they are intentional or not. It’s important to be aware of how we handle our money and that we are not only making smart financial decisions for ourselves and our family but smart decisions that we want our children to practice as well. (more…)